无论第一阶段实际上银行存款流向其他银行，还是借贷方的所有支票或部分支票再次存入这些银行，在放大过程中都不会产生影响。

Whether Stage 1 banks actually do lose the depositsto other banks or whether any or all of the borrowers' checksare redeposited in these same banksmakes no difference in the expansion process.

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防止过多的现金闲置在银行存款账户而不能产生收益。

Prevent unnecessarily large amounts of cash from sitting idle in bank accounts which produce no revenue.

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本文从银行均衡的资本结构产生说起，接着说明了银行存款契约的内在缺陷，由此产生了担保制度。

This paper begins with balanced capital structure of bank, and then explains the intrinsic defect of bank deposit contract. The defect produces the assure system.

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本文从银行均衡的资本结构产生说起，接着说明了银行存款契约的内在缺陷，由此产生了担保制度。

This paper begins with balanced capital structure of bank, and then explains the intrinsic defect of bank deposit contract. The defect produces the assure system.

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