投保人未交足二年保险费的，保险人应当在扣除手续费后，退还保险费。
If the insurant has not paid up the premium for two years, the insurer shall return the premium paid after deducting the commissions.
投保人申报的被保险人年龄不真实，致使投保人实付保险费多于应付保险费的，保险人应当将多收的保险费退还投保人。
In the event that the applicant has misstated the age of the insured, thus overpaying the premiums, then the insurer shall return the overpaid portion to the applicant.
本保险单终止后，本公司将按日比例退还被保险人本保险单项下未到期部分的保险费。
After termination of the Policy, the premium shall be refunded to the Insured calculated on prorata daily basis for the period from the date of termination to the date of expiry.
合同解除后，保险人应当将自合同解除之日起至保险期间届满之日止的保险费退还被保险人。
Upon termination of the contract, the insurer shall refund the unexpired premium to the insured calculated from the day of the termination of the contract to the day of its expiration.
如被保险人于起保日计算第二十四个月后要求取消，则没有保险费退还予被保险人。
If the Insured cancels this insurance after 24 months from the commencement of this Policy, no refund of premium will be made.
如被保险人于起保日计算第二十四个月后要求取消，则没有保险费退还予被保险人。
If the Insured cancels this insurance after 24 months from the commencement of this Policy, no refund of premium will be made.
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