文章研究了再保险市场中两种最常见且应用最广泛的再保险形式——超额损失再保险和比例再保险的保险合同确定问题。
It studied two kinds of the most common and popular reinsuring modes, out of Sum Insured Reinsurance and Loss Reinsurance.
本文在介绍了再保险领域内的一个传统险种的基本概念、特点的基础上，讨论了超额损失再保险中最优自留额的确定问题。
Firstly, talk about the basic concept and characteristic of classical insurance, secondly we discussed the determination of optimal retention in excess-loss reinsurance.
他们用收入的超额权利金抵消市场所带来的资本损失。
The extra premiums earned make up for the capital loss suffered in the market.
即使预期的违约风险很高，仍可以通过诸如有足够的贷款补偿损失的超额抵押技术，从而降低风险。
Even if those predicted default rates are high, the risk can be mitigated by techniques such as overcollateralisation, where there is an excess of loans to cover losses.
显然，现在是银行家们尝试了未知的风险，却因此获得了超额的奖励：而次贷市场崩溃后，银行的股东和纳税人被留下承担了损失。
It is now evident that the bankers were being rewarded largely for taking on unacknowledged risks: after the subprime market collapsed, bank shareholders and taxpayers were left to pick up the losses.
因为补偿的损失无法用金钱来衡量，所以不存在超额补偿、不当得利的问题。
Compensative loss can not be measured by money, so there does not exist exceeding compensation and improper benefits problems.
超额预订就是提高出租率的一种手段，尽量弥补因少量客人预订不到或提前离店给酒店造成的损失。
Over-booking rental rate increase is a means, as a result of a small number of guests make up less than or early check-out the losses caused to the hotel.
超额预订就是提高出租率的一种手段，尽量弥补因少量客人预订不到或提前离店给酒店造成的损失。
Over-booking rental rate increase is a means, as a result of a small number of guests make up less than or early check-out the losses caused to the hotel.
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