第四部分：健康保险的纯保费。
在贴现因子为随机的条件下，给出终身寿险纯保费的精算公式。
The actuarial formula of pure premium of the whole life insurance is discussed, as discount factor is random.
结合损失分布可计算理论上完全补偿农民医疗费用所需的纯保费。
The net premium ensuring the whole medical cost can be calculated by using the loss distribution.
其保费计算分为两个部分，一是纯保费，另一是保险公司经营操作的费用。
Cent of computation of its insurance cost is two parts, it is pure insurance cost, the another charge that is insurance company management operation.
本文给出了在随机利率下，终身寿险的纯保费和纯保费责任准备金的计算方法。
In this paper, we give computing methods about net premium and net premium reserve of whole life insurances under stochastic rate of interest.
讨论了以一对夫妻作为被保险人，投保养老金(附死亡)保险时，其纯保费和责任准备金的计算问题。
The problem is dealt with of calculating a couple's net premium and reserve when they are insured against pension annuity (including death insurance) as insurants.
在人寿保险的纯保费及理论责任准备金的计算中，死亡率一般依据生命表，利息率一般采用固定利率。
When calculating the pure premium and theory premium reserve in life insurance, the mortality is usually bases on life table, and the interest rate is usually fixed.
用期望值原理构造推算纯保费，将年龄与性别作为风险因素引入最优奖惩系统，并推算不同类别保单组合的后验保费。
The expected value principle to compute the pure premium, introducing risk factors into the bonus-malus system to calculate the posteriori premium of varied policy-holders.
在第6章，考虑到在人寿保险的纯保费及理论责任准备金的计算中，死亡率一般依据生命表，利息率一般采用固定利率。
In chapter 6, considering the pure insurance premium and the calculation of net premium reserves death rate is due to life table, rate of interest is taken by fixed rate of interest.
在第6章，考虑到在人寿保险的纯保费及理论责任准备金的计算中，死亡率一般依据生命表，利息率一般采用固定利率。
In chapter 6, considering the pure insurance premium and the calculation of net premium reserves death rate is due to life table, rate of interest is taken by fixed rate of interest.
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