作为一项业务支出，汽车消费的部分贷款利息是可以扣除的。
Part of the auto-loan interest is deductible as a business expense.
公司贷款和部分消费者信贷，例如信用卡和汽车贷款，都不稳定。
Corporate lending and parts of consumer credit, such as credit cards and car loans, are wobbly.
如今的大多数亏损来自商业房产和消费贷款。
The bulk of losses today are from commercial-property and consumer loans.
美国国债收益率经常用作抵押贷款和其他消费贷款的基准利率。
Its yield is used as a gauge to set interest rates on mortgages and other consumer loans.
美国国债收益率经常用作抵押贷款和其他消费贷款的基准利率。
Its yield is often used as a gauge to set interest rates on mortgages and other consumer loans.
美国国债收益率经常用作抵押贷款和其他消费贷款的基准利率。
Its yield is often used as a benchmark for interest rates on mortgages and other consumer and corporate loans.
贷款购物可以导致更高消费。
你可以通过其他消费或早一点还请贷款来降低利息。
Reducing interest can mean more money for other expenses or paying off debt faster.
这是基准利率以百万计的企业和消费者贷款。
That's the benchmark rate for millions of business and consumer loans.
“菲岛银行、菲律宾储蓄银行，以及许多消费者贷款机构，都把消费贷款视为一种产品，这是产品主导的策略，”他说。
"BPI, Philippines Savings Bank, and a lot of consumer lending institutions go into consumer lending as a product, so it's a product driven strategy," he said.
拥有这些资产的银行正在限制信用，让商家和消费者更难取得贷款。
Banks holding these assets are restricting credit, making it harder for businesses and consumers to get loans.
在过去十年里，他们说，这些银行专向孟菲斯的黑人兜售高风险高成本的抵押贷款和消费贷款。
During the last decade, they say, these Banks singled out blacks in Memphis to sell them risky high-cost mortgages and consumer loans.
和对其它各类消费品信用贷款的宽松放贷标准一起，这导致了美国人消费行为的剧变。
Together with looser lending standards for other kinds of consumer credit, this led to a radical change in American behavior.
布什说：“金融系统的倒闭将导致银行停止互相贷款，停止向商家和消费者贷款。”
"The failure of the financial system would cause Banks to stop lending money to one another and to businesses and consumers," he said.
银行必须使用新的消费贷款程序。
一个新的消费者保护机构将对抗不良贷款。
美国国债收益率经常用作抵押贷款和其他消费贷款的基准利率。
Its yield is often used as a benchmark to set interest rates on mortgages and other loans.
两年前，富国银行的两个人按响了他家的门铃，说可以将他的消费贷款换成低成本的抵押贷款。
Two years ago, his doorbell rang, and two men from Wells Fargo offered to consolidate his consumer loans into a low-cost mortgage.
2005年，他的经济模型假设消费者将他们的抵押贷款精打细算。
In 2005, he economic models assume consumers will make careful calculations about their mortgages.
所以，这群新兴消费者不断买汽车，买dvd播放器，或者抵押贷款。
So these new consumers are buying cars and DVD players or taking out mortgages.
银行不贷款；企业和消费者不开支。
Banks aren't lending; businesses and consumers aren't spending.
美国国债收益率经常用作抵押贷款和其他消费贷款的基准利率。
Its yield is often used to set interest rates on mortgages and other loans.
但随着储蓄下降，消费贷款，包括抵押贷款，将变得更加重要。
But as saving declines, consumer lending, including mortgages, will become more important.
美国银行说，交易运作盈利抵消了消费贷款业务中不断出现的亏损。
The bank says earnings from its trading operations offset continuing losses from consumer loans.
由于从事消费贷款的银行通常把贷款卖给其他机构，从新获得资金，放更多贷款，所以这种形式的二级信贷市场成长很快。
Since banks that specialise in consumer loans usually sell them to other institutions in order to free up capital to make more loans, the secondary market in this form of credit has been growing fast.
贷款需求下降一定程度上也反映出消费者疲于偿付现有贷款。
The slower demand for credit also partly reflects consumers' struggles to meet current loan obligations.
消费金融公司并不需要担保，不提供住房抵押贷款和汽车贷款。
Consumer finance companies do not need guarantees and security, and do not provide home mortgages and auto loans.
如果你申请贷款而不表明你要如何消费这些款项，银行会拒绝你的贷款申请。
If you apply for a loan and do not justify how you are going to spend the money, you will be rejected.
由于现在的银行越来越不愿意贷款给消费者消费，消费者发现现在要想通过接待来增加消费变得越来越困难了。
Consumers are finding it harder to plug gaps in their spending power by borrowing, because Banks are less willing to lend to them.
由于现在的银行越来越不愿意贷款给消费者消费，消费者发现现在要想通过接待来增加消费变得越来越困难了。
Consumers are finding it harder to plug gaps in their spending power by borrowing, because Banks are less willing to lend to them.
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