美国最大的信用卡发行商美国运通(American Express)宣布其第二季度利润同比翻三倍，原因是消费者信用卡开支增加，借款人拖欠减少。
American Express co., the biggest credit-card issuer by purchases, said second-quarter profit tripled as consumers spent more and fewer borrowers defaulted.
公司贷款和部分消费者信贷，例如信用卡和汽车贷款，都不稳定。
Corporate lending and parts of consumer credit, such as credit cards and car loans, are wobbly.
对于消费者顾客，验证信用卡。
“他们是目前最乐观的消费者群体……他们的体验也是最好的，因为他们拥有了如信用卡等替代支付方式，”他表示。
"They are by far the most optimistic consumer segment... they are also the ones most comfortable with alternative forms of payment like credit CARDS," he said.
当然，信用卡公司保存的一些信息可以对消费者有所帮助。
Some of the information kept by credit card companies can help consumers, however.
超过三分之一的消费者选择一家信用卡而不是另一家是因为该发卡行有较低的入门利率。
More than a third of consumers pick one credit card over another based on which issuer has the lowest introductory interest rate.
一个园艺所用树桩的生产商正在使用这种塑料，并且它可以用来制作信用卡或消费者装货物的容器。
A manufacturer of gardening stakes is using the plastic and it can be used for credit CARDS or containers of consumer products.
首先是现金，然后信用卡，而现在，所有消费者需要的是一部智能手机。
First there was cash...... then credit...... and now, all consumers will need is a smart phone.
信用卡发行商也应使用平直的英语解释其条款和术语，向消费者通告使用其信用卡的成本。
Card issuers will also be obliged to explain their terms in plain English and inform customers about the cost of using their CARDS.
假设，美联储不管其利率，商业银行的首要贷款利率，在消费者贷款和固定信用卡上利用固定利率将保持在3.25%。
Assuming the Fed leaves rates alone, commercial Banks' prime lending rate, used to peg rates on certain credit CARDS and consumer loans, will stay about 3.25%.
对消费者的压榨已经出现在一些区域了，像是车贷和信用卡贷款。
The squeeze on consumers is already visible in areas such as car loans and credit-card debts.
在经济繁荣期，从信用卡接近透支极限的消费者到借债更多的金融公司，整个富裕国家里债务增加，削减债务现在尚处于开头阶段。
Debt rose across the rich world during the boom, from consumers maxing out credit CARDS to financial firms taking on more leverage, and the process of reducing it is still at a very early stage.
如果信用卡发行人能够优先冲减有息债务，消费者支付的利息总额将大大减少。
If the credit card issuer applied the payment to the interest-bearing balance first, the customer would pay less interest overall.
一半的受访消费者能区分不同的信用卡公司。
Half of responding consumers differentiate between credit card companies.
最大的反对声音是针对成立一个消费者权益保护的机构。该机构将制定和执行抵押贷款，信用卡等规章制度。
The loudest opposition has been reserved for a proposed consumer-protection agency, which would write and enforce rules for mortgages, credit CARDS and so forth.
美国多家大银行昨日报告，其信用卡、抵押贷款和其它类型贷款的亏损程度正在减轻，这为美国消费者正在走出衰退提供了证据。
Leading Banks yesterday provided evidence that the US consumer recession is abating, reporting that losses on credit CARDS, mortgages and other loans are starting to moderate.
就像一个拥有多张低利率信用卡、挥霍惯了的消费者，意大利习惯了一缺钱就要求提高信贷额度。
Like a profligate spending consumer with several low-interest credit CARDS, Italy just kept requesting larger and larger credit line increases when it needed quick cash.
奥巴马很可能会建议成立一个拥有监督权力的金融服务的消费者保护机构，以监督抵押贷款、信用卡和其他消费性金融产品。
Obama is likely to recommend creation a financial services consumer protection body with oversight powers over mortgages and credit CARDS and other consumer financial products.
消费者担心(非常理性)遇见网络骗子，或者他们的信用卡被盗刷，或者货品在运输过程中被掉包。
Consumers worried (quite rationally) that online firms were fraudsters, or that their credit CARDS would be abused, or that purchases would get swapped for counterfeits during shipment.
净值的增长大部分源自于家庭债务的下降，原因是越来越多财务紧张的消费者在房贷或信用卡债务上违约。
A large chunk of the increase in net worth came from a drop in household debt, as an increasing number of financially stretched consumers defaulted on mortgage and credit-card debts.
如果消费者门愿意使用一种信用卡，那么商家也往往愿意接受它。
Merchants will more willingly accept a card if lots of consumers use it.
但亚洲区域内部旅游增多有助于改善西方消费者因付房贷及信用卡帐单而减少旅游支出，打击旅游业复苏的状况。
But more intra-Asian travel helps to ameliorate the sluggish travel recovery among Western consumers as they pay off home loans and credit-card bills.
但是，消费者有违于银行的希望，对于信用卡贷款、抵押贷款的需求持续疲软，尚无反弹迹象。
But demand for loans from consumers is weak, especially in areas such as credit CARDS and mortgages, although Banks hope that these will soon start to rebound.
针对诸如贷款，信用卡和共同基金这样的消费者产品成立一个超级监管机构的计划还处在萌芽状态就已经遭到了强烈的抵制。
But an embryonic plan to create a super-regulator for consumer products, such as mortgages, credit CARDS and mutual funds, is already encountering stiff opposition.
相反，只要支付了利息，消费者就可以用信用卡持续透支。
In contrast, credit CARDS allow the consumers a continuing balance of debt, subject to interest being charged.
他表示，有关银行贷款的报告显示出消费者贷款出现大幅度下降，其中包括信用卡贷款；商业和工业贷款也有所减少。
He said reports on bank lending show significant declines in consumer loans, including credit card loans, and commercial and industrial loans.
目前使用信用卡的消费者仍然不多，这对于金融机构来说是一个巨大的商机。
Few consumers use credit CARDS yet, which represents a major opportunity for financial institutions.
最近的一项调查表明消费者更加依赖房产来还贷，如信用卡债单。
Recent survey evidence also suggests consumers are using more of their home equity to pay off other borrowings, such as credit-card debt.
最近的一项调查表明消费者更加依赖房产来还贷，如信用卡债单。
Recent survey evidence also suggests consumers are using more of their home equity to pay off other borrowings, such as credit-card debt.
应用推荐