其次分析国内个人消费信贷业务的制约因素。
Next, analyze the restrictive factor of personal consumption credit.
我国加入WTO后，个人消费信贷业务发展前景巨大。
After Chinas entry of WTO, individual consumption loan looks on a huge development prospective.
此外，由于减少在美国市场的消费信贷业务，汇丰银行在美国面临着持续的损失。
On top of that HSBC faces continued losses in America as its winds down its consumer business there.
本文结合实际，分析了我国个人消费信贷业务存在的问题，提出了相应的解决措施。
This paper combines the actual situation of China, analyzes the questions of the personal consumptive credit operation and bring up the measures about that.
长期以来，我国商业银行贷款业务服务对象主要是企事业单位，消费信贷业务几近空白。
For a long time, loan business from our commercial Banks benefits primarily enterprises and companies, while leaving consumer credit business almost blank.
据最近的研究表明住房消费信贷业务已经成为全球商业银行利润收入最高的贷款业务之一。
According to recent studies suggest that the housing consumer credit business has become the world's top commercial bank profits in one of the loans.
汇丰已经非常正确地拒绝了对美国市场的消费信贷业务（汇丰没有对该业务进行法律上的担保）进行违约的呼声。
The bank has quite rightly rejected calls to let this division, which it does not legally guarantee, default.
正是顺应这一需要，银行个人消费信贷业务中的履约保证保险应运而出，并为各利益主体所接受，显现出其强大的生命活力。
To satisfy this need, performance guarantee insurance derives from bank individual consumption credit business, gains general accept -ability from the parties interested, and presents great vitality.
消费信贷业务在2008年发生了70亿美金税前损失 — 如果这种态势再持续几年，将会将汇丰的核心资本减少六分之一。
This unit produced an underlying pre-tax loss of $7 billion in 2008--a couple more years like that would knock a sixth or so off HSBC’s core capital.
消费信贷业务在2008年发生了70亿美金税前损失 — 如果这种态势再持续几年，将会将汇丰的核心资本减少六分之一。
This unit produced an underlying pre-tax loss of $7 billion in 2008--a couple more years like that would knock a sixth or so off HSBC’s core capital.
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