我弟弟是个典型的月光族。
随意性的开支是‘月光族’产生的根源。
现在“月光族”比较多。
我是一名月光族。
月光族是指那些不储蓄、将每月赚的钱都用光的人。
Thee moonlight clan refers to those who tend to use up their earnings every month without any savings.
对于有些月光族来说，追逐最好的利率似乎没什么意义。
For somebody living paycheck-to-paycheck, chasing the best interest rate doesn't make sense.
月光族应该尽量避免冲动购物，学会做预算，树立理性的消费观。
Members of the moonlight clan should try to avoid impulse purchase, learn to make budgets, and build a rational consumption concept.
并且这种不可预想的消费开支会使“月光族”处于一个不利的地位。
In addition, no savings will place "the moonlight clan" in a difficult position in case of unexpected expenses.
大多数月光族则缺乏正确的理财观念，不会合理地控制自己的开支。
Most of them are not capable of making proper control of their own expenses for lack of the right concept of money management.
还有相当多的月光族追求时尚和高质量生活，把花钱当作是赚钱的动力。
There are a good many members of the moonlight clan who pursue fashion and a high-quality life, regarding spending as the motivation to make money.
支持“月光族”的人认为这样能够让他们懂得如何高质量地去享受生活。
Those who support "the moonlight clan" think that "the moonlight clan" knows how to enjoy life and have a higher life quality.
每个月末拼命的省口粮，每个月初却挥霍自己的工资，这就是月光族的悲哀。
End of each month desperately province rations, each month but squandered their wages, which is sad paycheck to paycheck.
那些支持这种消费观念的人指出成为月光族让他们有更多的机会享受生活，过高质量的生活。
Those who are in favor of this kind of consumption conception point out that being moonlight clan let them have more chances to enjoy lives and live in a high-quality life.
在我们的社会中有一小部分人叫“月光族”，他们每个月总是没有钱剩余也没有存钱的计划。
There are a small number of people called "the moonlight clan" in our society, who always run out of their income each month and have no plan to save money.
从我的角度来看，月光族的生活更豪华或质量更高但是他们也许会缺乏安全感，尤其是低迷的时候。
From my point of view, the life of the moonlight clan is more luxurious or high-quality but they may be lack of sense of security, especially in their rainy day.
月光族主要是年轻的一代，他们可能是收入微薄，仅够维持生活；或是生活压力不大，不需要储蓄。
Members of the moonlight clan are mostly young people, and they can barely make ends meet with a slim income or they don't need saving thanks to less stressful life.
然而还有一部分人对此报以批评，他们认为“月光族”的这种消费习惯是不健康的，有时甚至是浪费的。
However, other people criticize "the moonlight clan". They say that the consumption habit of "the moonlight clan" is unhealthy and sometimes wasteful.
然而，反对者则认为那不是理性的概念，因为那些所谓的“月光族”在他们低迷的时候可能没有能力应付。
However, the opponents argue that it is not a kind of rational conception because those called "the moonlight clan" may have no ability to cope with their rainy day.
比如斯特拉，她是一个成功的商场女强人，却是个月光族，不仅把她丰厚的薪水花光了，居然还需要找合伙人借钱来买单。
Take Stella, a successful businesswoman: she is penniless by the end of every month, despite her generous salary, and ends up borrowing money from her partner to pay the bills.
现今，已越来越多的人特别是年轻人加入了“月光族”的军团中了，他们把每月所有赚得的收入全部耗得一干二净，却没给自己留下半点积蓄。
Nowadays, more and more people, especially the young are joining in the army of "the moonlight clan". These people exhaust their earnings every month without any savings.
支持这种消费观念的人指出，作为月光族可以让他们拥有更多享受生活的机会，过高质量的生活。 这种消费习惯在某种程度上也造成了奢侈浪费。
Those who are in favor of this kind ofconsumption attitude point out that being themoonlight clan gives them more chances to enjoythe life and live a high-quality life.
支持这种消费观念的人指出，作为月光族可以让他们拥有更多享受生活的机会，过高质量的生活。 这种消费习惯在某种程度上也造成了奢侈浪费。
Those who are in favor of this kind ofconsumption attitude point out that being themoonlight clan gives them more chances to enjoythe life and live a high-quality life.
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