按揭制度是起源于英国的一种物的担保制度。
Mortgage is a kind of charge system for matter originated from England.
最后对我国倒按揭制度的具体设计提出了一些构想。
At last we propose several specific design ideas for practising reverse mortgage system in China.
进而论证了以让与担保理论构建倒按揭制度的比较优势。
Subsequently the author demonstrates the comparative advantage for construction of the reverse mortgage system under alienation guarantee theory.
鉴于按揭制度在我国的现状，有必要对我国的按揭制度进行论述。
In view of the mortgage system in our country's present situation, it is necessary to carry on the elaboration to our country's mortgage system.
其次，通过与英美法上的按揭制度比较，可以看出我国的商品房按揭制度并没有转移按揭物的所有权。
Secondly, compared with mortgage system in common law, there isn't proprietary right transferred in houses' mortgage in our country.
按揭制度是我国目前存在的一种贷款担保制度，它具有独特的法律结构，难以用现有担保形式来确定其法律性质。
The mortgage system is a kind of loan security system existing in our country, which has unique legal structure and is hard to determine its legal nature with the present security form.
另外是制度的影响，德国的按揭贷款相当保守，在没有大量现金的保障下，人们很难买到房子。
Other factors are institutional. German mortgage lending is a pretty conservative affair, making it hard for people to get onto the ladder without lots of cash to put down.
在商品房预售制度中，商品房预售预告登记、商品房按揭以及预售商品房转让占据最为重要角色位置。
In the commercial housing pre-sale system, the registration of caution, commercial housing mortgage, as well as transfer of pre-sold commercial housing plays the most important role.
商品房按揭因其独特的制度安排而备受关注。
Great attention is paid to commercial house mortgage the because of its special system arrangement.
但到目前为止，我国立法并没有明确规定这一制度，理论上对我国“楼花按揭”现象的认识也是众说纷纭。
However, until now, there is not a specified law that has been legislated for managing this kind of transaction in China. Furthermore, scholars also disagree with each other about "Louhua Mortgage".
但到目前为止，我国立法并没有明确规定这一制度，理论上对我国“楼花按揭”现象的认识也是众说纷纭。
However, until now, there is not a specified law that has been legislated for managing this kind of transaction in China. Furthermore, scholars also disagree with each other about "Louhua Mortgage".
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