将近23%的美国人的抵押贷款余额高于手头住房的价值。
Nearly 23% of Americans with mortgages owe more than the value of their homes.
在每个时间点的抵押贷款余额，都等于每月偿还额乘以，方括号内的值，T是剩余年份数。
At every point of time your mortgage balance is equal to your mortgage payment times that square bracketed thing, where t is the amount of time you have left.
根据这个公式抵押贷款余额，每个月都要重新计算，理解这一点非常重要，他们会给你寄对账单，告诉你抵押贷款余额减少的情况。
It's very important to understand that the mortgage balance is recomputed, according to this formula every month and they will send you a statement showing how your mortgage balance is falling.
这个等式说明了，剩余偿还额的现值，就等于抵押贷款的余额。
What this equation merely says is that the present value of your remaining payments is always equal to the mortgage balance.
他说，如果你有抵押贷款，那么应该保留未清偿抵押贷款本金余额20%左右的现金加上为满足其他需要而保有的现金。
If you have a mortgage, he says, keep cash on hand equal to about 20% of your outstanding mortgage principal balance plus whatever you need in the cash Kitty.
美国金融危机正从次级抵押贷款的借方，向较富有的客户蔓延。越来越多的证据表明，比较富有的人正无力支付自己的抵押贷款和信用卡余额。
The US financial crisis is spreading from subprime borrowers to wealthier consumers, with evidence mounting that more affluent people are failing to pay their mortgages and credit card balances.
允许贷款人要求未付余额全部付清，或在某些情况之下要求提供另外抵押品的条款。
A provision that allows a lender to demand payment of the total outstanding balance or demand additional collateral under certain circumstances.
目前，FHA抵押贷款保险要求预先支付贷款金额的1.75%加上每年保费等于贷款余额1.35%的预付款。
Currently, FHA mortgage insurance requires an upfront payment of 1.75% of the loan amount plus an annual premium equal to 1.35% of the loan's balance.
目前，FHA抵押贷款保险要求预先支付贷款金额的1.75%加上每年保费等于贷款余额1.35%的预付款。
Currently, FHA mortgage insurance requires an upfront payment of 1.75% of the loan amount plus an annual premium equal to 1.35% of the loan's balance.
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