为什么它比抵押担保更好呢?
首先,解决抵押担保证券市场中的流动性问题。
First, address illiquidity in the market for mortgage-backed securities.
因此etf提供者要求银行提供抵押担保(见表)。
So the ETF provider requires the bank to provide collateral (see diagram).
推出了在建船舶抵押担保,启动了银团授信方案。
The Bank introduced collateral guarantee business for vessels under construction, and initiated syndication credit extension plan.
要想获得新的贷款,一种方法就是出售房产抵押担保证券。
One way to make capital available for new loans is to sell mortgage backed mortgage-backed securities.
他们保留某些贷款,但将其余部分作为抵押担保证券重新出售。
They keep some loans but resell others as mortgage-backed securities.
但是,抵押担保资产危机告诉我,其实,我看不出这并不意味着它不存在。
But the mortgage-backed asset crisis tells me that the fact that I can't see it doesn't mean it doesn't exist.
票据通常都是由抵押担保或无担保的短期商业贷款,也叫做期票。
A note is usually a short term business loan that may be secured or unsecured by collateral. Also called a promissory note.
证交会表明这些衍生品给了这个对冲基金激励去挑选会出问题的抵押担保证券。
The SEC argues that these derivatives gave the hedge fund an incentive to select mortgage securities that would bomb.
证交会表明这些衍生品给了这个对冲基金激励去挑选会出问题的抵押担保证券。
The SEC argues that these derivatives gave the hedge fund an incentive to select mortgage securities that would bomb. And bomb they did.
不过他们也仍有一些短期债务在身,而且债务方的抵押担保质量在下滑。
But they have a lot of short-term debt and the quality of their borrowers' collateral is falling.
我们正在组建一个万亿市场,同抵押担保证券一样,该市场易于受华尔街操控。
There’s a concern that we’re creating a new $1 trillion market that will be susceptible to being manipulated by Wall Street in the same way as mortgage-backed securities were.
现如今,投资者对于抵押担保债务的价值忧心忡忡并联合起来共同抵制商业票据。
Now investors, worried about the value of the mortgage-backed debt, are boycotting the commercial paper.
在当前的环境下,推销一种新抵押担保债券工具的优点并不是最容易实现的买卖。
Promoting the merits of a new mortgage-backed debt instrument is not the easiest sell at the moment.
最后的问题是,记住你可能会转移到巩固成抵押债务用你的家作为抵押担保贷款。
The final problem to bear in mind is that by consolidating you will probably be shifting unsecured debt into a secured loan using your home as collateral.
第五十七条为债务人抵押担保的第三人,在抵押权人实现抵押权后,有权向债务人追偿。
The third party who provides guaranty of mortgage for the debtor shall have the right of recourse against the debtor after enforcement of the right of mortgage by the mortgagee.
最高额抵押权设立前已经存在的债权,经当事人同意,可以转入最高额抵押担保的债权范围。
A claim that exists before the creation of the maximum mortgage interest may, with consent of the parties, be included in the claims secured by the maximum amount of mortgage.
近期中国推行资产证券化存在许多制度性障碍,而操作的切入点是实行住房抵押担保证券化。
There are many obstructions from present system to perform assets securitirization. This essay also pointed out the way of performing assets securitirization.
随着接待标准的消失和房地产市场的饱和,银行陷入更深的抵押担保的证券和金融衍生产品的泥潭。
And as lending standards evaporated and the housing boom reached full throttle, Banks plunged ever deeper into risky mortgage-backed securities and derivatives.
尽管存在一些可怕的可参照金融产品,还是很难下结论说ETFs已经引发了和抵押担保证券相当的系统风险。
Despite some eerie parallels, it is hard to conclude that ETFs yet pose a systemic risk on the same scale as mortgage-backed securities.
最后,本文从制度环境、操作规范、剩余风险防范等方面为我国银行抵押担保的完善提供了政策建议。
Finally, it gives suggestion on improving our credit risk mechanism from system environment, the operational standard and the residual risks aspects.
美国两家幸存的投资银行——高盛和摩根·士丹利,仍然依赖于短期借贷,以及紧紧靠着抵押担保(见本期图表)。
America's two surviving investment Banks, Goldman Sachs and Morgan Stanley, still depend on shorter-term borrowing, usually secured with collateral (see chart).
美国两家幸存的投资银行——高盛和摩根·士丹利,仍然依赖于短期借贷,以及紧紧靠着抵押担保(见本期图表)。
America's two surviving investment Banks, Goldman Sachs and Morgan Stanley, still depend on shorter-term borrowing, usually secured with collateral (see chart).
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