小型银行则没有这种舒服了。
的确,小型银行挤兑是引发当前危机的最后一根稻草。
回笼资金可以被循环投入到那些仍需资本的小型银行中,或者用于削减公共债务。
The returned money can be recycled into smaller Banks which still need equity (see article) or used to cut public debt.
美国联邦小企业署称,小型银行和企业创造了60%至80%的新工作机会。
The SBA says small banks and businesses create between 60% and 80% of new jobs.
在加强监管前提下,允许具备条件的民间资本依法发起设立中小型银行等金融机构。
Allow qualified private capital to set up financial institutions such as small - and medium-sized Banks, under enhanced supervision.
问题是,随着利率与外汇等产品的利润率重新接近危机前的水平,小型银行的免费午餐正被抢走。
The trouble is, with margins near pre-crisis levels again for products like rates and forex, the free lunch enjoyed by the smaller boys is being taken away.
更令人担忧的是,一些小型银行在建立贷款准备金方面效率极低,甚至达到了历史最低。
More worryingly, smaller Banks have been slow to build their reserves against dud loans, even though these are coming off historic lows (see right-hand chart, above).
这之后小型银行络绎不绝要求退还纾困资金,增加银行体系资产和借贷能力大计划,不免困难重重。
Since then, a series of mostly small banks have said they will return bail-out money, frustrating the plan to increase the banking system’s capital and lending capacity.
巴西降低了银行储备金要求并且为其鼓励银行和存款保险基金收购小型银行的贷款资产组合。
Brazil reduced reserve requirements and gave Banks and its deposit-insurance fund incentives to buy up the loan portfolios of smaller Banks.
2006年早期建设贷款(用于土地购买家用或办公楼)每年增长36%,这些贷款大部分来自小型银行。
Growth in construction loans (for land purchases and home - and office-building) peaked at 36% a year in early 2006, leaving small Banks horribly over-exposed (see left-hand chart, below).
系统地介绍了适合小型银行储蓄所、现金柜台等重要金融场所防尾随抢劫双门门禁系统的原理与设计。
This paper introduces the principle and the design of the double gate gate-ban system of defending to rob by tailing behind.
小型银行的危机也许不会像大型银行倒闭那样威胁到整个体系,但对纳税人来说,这将带来进一步的损失。
The crisis among small banks may not threaten the system in the same way as big-bank failures. But for taxpayers, there is the prospect of further outlays.
瑞士银行的瑞安先生估计这种“套利交易”可能占了一些西班牙小型银行利润的40%,大银行的20%。
Mr Ryan of UBS, reckons this "carry trade" may account for as much as 40% of the profits posted by some smaller Spanish Banks and 20% at bigger ones.
而在零售银行巨头HBOS(哈里法克斯银行)惊人地倒下的同时,许多小型银行,包括北岩银行也倒下了。
But a host of small, narrow Banks blew up too, including Northern Rock, while a big retail bank, HBOS, failed in spectacular fashion.
2006年初(用于购买土地和住房,写字楼建设的)建筑贷款年均增长率激增36%,使小型银行抵御风险能力急剧下降。
Growth in construction loans (for land purchases and home - and office-building) peaked at 36% a year in early 2006, leaving small Banks horribly over-exposed.
大型银行存款准备金率将下调1个百分点至15.5%,小型银行的存款准备金率则下调2个百分点至14.5%。
The reserve requirement rate for the largest Banks will fall by 1 percentage point to 15.5%, while that for smaller Banks will fall by 2 percentage points to 14.5%.
将在周一实施的最新的比率将比原来下调0.5个百分点——大型银行的存款储蓄金率为21%,小型银行为19%。
The new ratios, as of Monday, will be 0.5 percentage points lower - to 21 percent of total deposits for large Banks, and to 19 percent for smaller ones.
今年,美国有100多家小型银行遭到金融监管机构的接管,而FDIC介入这些银行以保障这些小型银行的客户存款。
More than 100 smaller banks have been seized by regulators in the US this year, with the FDIC stepping in to safeguard customers' deposits.
还有那些影响力最大的银行游说团——如反对为金融产品设立新的消费者权益监督者——来自于小型银行团体,而非华尔街的巨鳄们。
Or that some of the most effective bank lobbying, for instance against a new consumer watchdog for financial products, has been by small community Banks rather than Wall Street behemoths.
不幸的是这些初创公司不能像Hambrecht &Quist投资银行和其他专业小型银行时代那样,绕过这些大投行。
Unfortunately for the upstarts, they can't bypass the big banks the way they might have in the days of Hambrecht &Quist and other boutique banks.
得出的答案是:其小型银行将占市值的8- 13%,而瑞银集团和瑞士瑞信银行所占的份额则微不足道。7月24日,瑞士瑞信银行公布了恰当的结果并也在进行招聘。
Answer: 8-13% of their market capitalisation for the smaller Banks, but very little for UBS or Credit Suisse (which on July 24th reported decent results and is also hiring staff).
与此同时,德国、瑞士和英国的大型银行境况会好得多,他们留存了更多的现金储备。这主要是因为储户们将自己的资产从小型银行和经济状况堪忧的国家中转移到这些大型银行。
Meanwhile large banks in Germany, Switzerland and Britain have more cash than they can put to good use as corporate customers shift their deposits from weaker countries or smaller banks.
银行乐于贷款给小型企业。
这样就逐渐就会出现一个现象:小型社区银行逐渐成长壮大。
This could very well turn out to be an area where smaller, community Banks thrive.
这样就逐渐就会出现一个现象:小型社区银行逐渐成长壮大。
This could very well turn out to be an area where smaller, community Banks thrive.
应用推荐