研究存货质押贷款中，当信贷人对借款人质押前违约概率信息不对称时，考虑借款人信号发送行为时对借款人的甄别。
On inventory pledge loan, creditor can screen on borrowers with asymmetric information of ex ante default possibility, when taking into account borrowers' signaling action by acquiring a credit score.
确定合适的质押存货贷款价值比率能够使银行有效地缓释存货质押融资业务的信用风险。
Determining appropriate loan-to-value ratios of commodity collateral can make Banks mitigate credit risk of inventory financing effectively.
它是指借款企业以银行能够接受的存货质押为授信担保资产而获得贷款的业务。
Through this service, the SMEs can reduce capital occupancy of the stock and decrease the management cost of SMEs.
它是指借款企业以银行能够接受的存货质押为授信担保资产而获得贷款的业务。
Through this service, the SMEs can reduce capital occupancy of the stock and decrease the management cost of SMEs.
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