周二，美国的一家地方性银行--地区金融，报告了住房贷款业务高达62亿美元的单季损失。
Regions Financial, an American regional bank, reported a record $6.2 billion quarterly loss on Tuesday on souring property loans.
FDIC预计倒闭银行的数量明年将会下降，原因之一是地方性银行已经削减了大部分不良资产。
It expects the number of failures to start falling next year. It helps that regional Banks have cut down their most toxic assets.
近年来越来越多的地方性银行及外资银行在上海开设分支机构，竞争日趋激烈，使银行业员工感受到越来越多的工作压力。
In recent years a growing number of local Banks and foreign Banks to open branches in Shanghai, becoming more competitive, the banking industry employees feel more and more working pressure.
城市商业银行是我国新兴的地方性股份制商业银行，对其监管一直是中央银行的监管重点，而支付风险的防范又是地方中央银行监管的“重中之重”。
The city commercial bank is the new type local stock bank to our country, and also is emphasis to central bank supervise, and payment risk is"the first point of first point"to supervisor.
银行家：是的，除了国家银行外，还出现了许多地方性和私人银行。
Banker: That's true. Some endemic Banks and private Banks appeared in China besides the national Banks.
银行家：是的，除了国家银行外，还出现了许多地方性和私人银行。
Banker: That's true. Some endemic Banks and private Banks appeared in China besides the national Banks.
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