信贷危机成为口头禅,银行系统走到了悬崖边上,起源于美国的地产危机逐渐笼罩整个世界。
Credit crunch became common parlance, the banking system was brought to the brink, and what began as an American property crisis gradually enveloped the world.
在极为重要的房地产领域,充裕的银行信贷显然扶持了那些本该在行业整合中经历痛苦开发商们。
In the all-important property sector, it is apparent that the abundance of bank credit has propped up some otherwise-distressed developers within an industry due for consolidation.
大小银行在商业房地产上的损失也在加快- - -他们在丰腴年景曾大肆垄断商业地产信贷。
Losses are also accelerating in commercial property, on which Banks of all sizes loaded up in the fat years.
爱尔兰人开始疯狂置业,很快,由于银行信贷的膨胀造成了房地产价格的泡沫。
The Irish took to buying property with such abandon that there was soon a credit-inflated bubble in property prices.
的中国的土地购置和房地产开发资金来自银行信贷。
Of China's land acquisition and real estate development financed from bank credit.
利用多种统计方法对房地产价格与银行信贷的关系、房地产业波动与宏观经济波动进行定量的分析。
Quantitative analyze the relationship between value of the real estate and bank credit, fluctuation of real-estate sector and fluctuation of macro-economy by using different statistical methods.
严重依赖银行业的英国在全球信贷危机中遭受沉重打击,房地产市场崩溃,还面临预算赤字。
Britain, with its heavy dependence on banking, has been hit hard by the global credit crisis, its real-estate market is tumbling, and it faces a budget deficit.
在各商业银行的房地产相关信贷在资产组合中的比重越来越大。
The proportion of loan for real estate in asset of commercial banks has grown quickly.
如,银行目前对房地产贷款仅提取1%的拨备,而在信贷紧缩前,银行提取2%。
For example, Banks currently have to place in reserve only 1% of a real - estate loan's value. Before the credit crunch, they were putting 2% aside.
从房地产开发贷款到个人住房贷款,银行都提供了强有力的信贷支持,正是有了这种政策的支持才使我国的房地产价格不断攀升。
From real estate development loan to the individual housing loans, Banks provide a stronger credit support, Because of this policy of support to make our real estate prices rising.
尽管出现了泡沫的种种迹象,迅速扩大对房地产部门的信贷,表明银行系统不能管理它的风险。
In spite of the signs of a bubble, the rapid growth of credit to the property sector suggests that the banking system is incapable of managing its risks.
对此,央行上海分行对各金融机构发出预警:要高度重视房地产市场风险向银行信贷转移的可能性。
In response, the Shanghai branch of the central bank issued a warning financial institutions: We should attach great importance to the real estate market to bank credit risk transfer possibilities.
本文首先分析了房地产价格与商业银行信贷的相关性,通过利用历史数据对两者的关系进行了回归研究。
First, this article USES the way of regression method to analyze relevance between the real estate industry and commercial bank real estate credit market though historic data.
商业银行不动产信贷面临的最主要的风险是房地产估价带来的金融风险。
The most risk of commercial bank is the financial risk which comes from the real estate credit.
在房地产信贷业务迅猛发展的同时,也使住房信贷风险逐步成为商业银行经营风险的一个重要方面。
In the rapid development of real estate credit business, while also housing the credit risk of commercial Banks has gradually become an important aspect of risk.
除此之外,银行也渴望继续以房地产为基础的信贷繁荣。
Beyond that, Banks are eager to continue the real-estate-based credit boom.
通过对我国商业银行房地产贷款比率、房地产总产值贡献率、房地产不良贷款率的统计分析,表明我国商业银行信贷集中于房地产业之现象属声誉羊群行为。
By statistical analysis of the loans for real estate and the real estate load accounts for ratio of total load, it is manifested that there are reputational herdings in commercial banks of China.
通过对我国商业银行房地产贷款比率、房地产总产值贡献率、房地产不良贷款率的统计分析,表明我国商业银行信贷集中于房地产业之现象属声誉羊群行为。
By statistical analysis of the loans for real estate and the real estate load accounts for ratio of total load, it is manifested that there are reputational herdings in commercial banks of China.
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