第四章：我国商业银行组织结构的现状分析。
Chapter four: current situation and analysis of the organizational structures in China's commercial Banks.
本文主要探讨的是信息技术对商业银行组织结构所产生的深远影响。
This study discusses the impact of IT on the organizational structure of international commercial Banks.
纵向配置资源、削减中间科层，是我国商业银行组织结构变革的方向。
It is pointed out that allocating resources in a vertical way, cutting middle hierarchies, are the right direction of organization structure reform of Chinese commercial Banks.
通过对产权制度、组织结构和经营管理体制的分析，发现我国商业银行经营管理中存在着严重的信息不对称。
By analyzing property rights, organizational structure and management system, it is found that information asymmetry is serious in the operating management of commercial Banks in China.
传统商业银行是典型的“部门银行”，其在业务流程、组织结构、管理方式以及企业文化上存在诸多缺陷。
Traditional commercial Banks are typical "departmental bank". There are a lot of (shortcomings) in its business procedure, organization constitution, and management style and enterprise culture.
我国城市商业银行在贷款过度集中、组织架构效率下降、激励约束机制欠缺、收入结构单一的背景条件下进行经营转型，选择适当有效的策略显得尤其重要。
Owing to simplex structure of loans, inefficacy organization and lack of mechanism, it is important for city commercial Banks to choose suitable and effective strategies during the transition process.
同时，商业银行需革新传统组织框架，设计新型连锁经营组织结构和连锁经营流程。
Our commercial banks need to reform the used framework in system, design new structure of organization, and optimize the management, power, information, corporate culture in the chain management.
因此，有必要借鉴国外商业银行的先进管理经验，并结合我国国有商业银行的实际情况，探讨和建立适合我国国有商业银行的管理组织结构模式。
So it is necessary to learn advanced managing experience from those foreign commercial Banks and establish our own managing structure model based on our Banks' real situation.
为此本文设计了我国商业银行操作风险管理组织结构与管理程序的理想模式。
This paper states the management programs from three phases of prophase preparation, engineering project construction and project check and acceptance.
为此本文设计了我国商业银行操作风险管理组织结构与管理程序的理想模式。
This paper states the management programs from three phases of prophase preparation, engineering project construction and project check and acceptance.
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