许多雇员退出了养老金计划的合约。
雇员可选择不参加该公司的养老金计划。
我要是更年轻的时就开始我自己的养老金计划就明智得多了。
I would have been much wiser to start my own pension plan when I was younger.
我从26岁起就开始为工作养老金计划存钱了。
I started putting money into my retirement plan at work when I was 26.
他们认为，政府应该通过改变一些默认选项来说服我们做出更好的决定，比如在我们的养老金计划中存更多的钱。
They argue that governments should persuade us into making better decisions—such as saving more in our pension plans—by changing the default options.
面对越来越多的对这份计划书的反对意见，首相在12月5日表示，改革特别养老金计划的条件不再是多工作几年。
Facing increasing opposition to this proposal, the prime minister said on December 5 that working more years would no longer be a condition for reforming the special pension schemes.
马里奥和他的朋友们正在计划今年夏天去一家养老院工作。
Mario and his friends are making some plans to work in an old people's home this summer.
养老金固定缴款计划几乎将所有的风险都传递给了雇员。
With a DC pension, nearly all the risk is passed to the employees.
进度太快并不可取因为人们需要时间来计划养老金的支付。
Moving too quickly is undesirable because people need time to plan for the later payment of the benefit.
德贝弗昨天在电话中表示，“我们一直在进行接洽，和其他养老金计划一样，作为中间结构来参与涉及加拿大养老金计划和中方投资者的交易。”
"We've been approached, just like other pension plans, by intermediaries trying to broker a deal involving Canadian pension plans and Chinese investors," DE Bever said by phone yesterday.
为了让希腊削减国债，国际货币基金组织(IMF)和欧盟指明了许多方法，其中不少都涉及降低公共养老金计划的规模。
Many of the IMF and European measures to reduce Greece's debt include severe reductions to Greece's public pension system.
Henk谈到了养老金领域，该领域的养老金计划极其复杂且还随着时间推移频繁的变化。
Henk spoke about the pension space where pension plans are extremely complex and also change frequently over time.
我们现在必须依靠我们自己的积蓄，而不是公司的养老金计划，以帮助我们在退休以后生存。
We now have to rely on our own savings — rather than a company pension plan — to help us survive during retirement.
一家公司试图为一个养老金计划建立一个通用数据模型，这耗费了他们好几年的工夫。
One company tried to build a general data model for a pension plan and it took them several years.
计算一个养老金计划的成本取决于两个关键假设。
Calculating the cost of a pension scheme depends on two key assumptions.
在退休研究中心的养老金计划的样本中，大约60%在2006年的基金比例达到了80%以上。
In the CRR's sample of pension plans, about 60% had funding ratios of at least 80% in 2006.
这一切中最棘手的也许是与或有负债，如银行保险计划，公共部门养老金计划等有关的问题。
Trickiest of all perhaps is the question of contingent liabilities such as bank-insurance schemes, public-sector pension schemes and the like.
因此，为什么不使参加养老金计划成为一种自动默认的选择，仍旧留给他们可以说“不”的选择。
So why not make enrolling in the scheme the default option, still leaving them the choice to opt out?
这家美国投资银行已经在日本开展了本土基金业务，将重点放在日本的养老金计划上。
The us bank already has a domestic fund business in Japan, where it focuses on the country's pension schemes.
这些行动同时还离不开一个由雇主赞助的养老金计划。
These actions should be combined with an employer-sponsored pension scheme.
当五月希腊债务危机席卷伊比利亚半岛之时，西班牙开始行动：他们大幅削减开支并且冻结养老金计划。
When the Greek debt crisis threatened to engulf Iberia in May, Spain went in for the kill, slashing spending and freezing pensions.
据塔沃森的一项研究，过去十年，养老金固定收益计划的全球资产每年仅增长2.9%，而养老金固定缴款计划的全球资产每年增长了7.5%。
Over the past ten years global assets in DB plans have grown by just 2.9% a year, whereas those in defined-contribution plans have increased by 7.5%, according to a Towers Watson study.
大多数的公司已经拥有两种养老金计划。
但是富裕国家的养老金计划已经严重地不符合标准。
But the rich world's pension planning has seriously fallen short.
对于公共部门的新员工来说，必须和私营部门的员工一样，实行固定养老金缴纳计划。
Public-sector pensions for new employees must become defined-contribution plans, as in the private sector.
包括印度、巴基斯坦和斯里兰卡在内的许多国家正在与世行合作，以调整其养老金计划。
Many countries, including India, Pakistan and Sri Lanka, are working with the Bank to refine their pension schemes.
包括印度、巴基斯坦和斯里兰卡在内的许多国家正在与世行合作，以调整其养老金计划。
Many countries, including India, Pakistan and Sri Lanka, are working with the Bank to refine their pension schemes.
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