当前，商业银行主要采用信用评级的方法来评价客户。
Today, commercial banks use Credit Rating to evaluate customer.
从工商企业角度，研究赊销客户信用评级的方法与应用问题。
This thesis mainly studies the methods and application of credit rating for customers by credit sale from the aspect of business.
我们从中得到了惨痛的教训，并且以此为契机对我们的信用评级方法做出了重大改进。
We have learned from this harsh lesson and have made significant revisions to our rating approach.
需要找一个好的信用评级，其中一个方法是使用信用卡。
You need to get a good credit rating, and one way is to use a credit card.
和刺激经济增长的有效方法相比，释放出几万亿英镑很有可能会摧毁英国在全球金融市场中艰难获得的良好信用评级。
Releasing "a few billion" pounds would be likelier to ruin Britain's hard-won credibility with global financial markets, he argued, than to provide a meaningful fillip for the economy.
在计算债券信用风险损失中，可以充分利用评级公司公布的数据来具体的计算出各债券的信用风险值，本文给出这种方法和例子。
In calculating the credit loss of bond, we can efficiently use the data list by the rating company to calculate specifically credit loss of the all bonds. This paper gives the methods and cases.
信用评级是将信用问题量化的方法，体现了信用制度作为一种经济治理机制的可操作性。
Credit evaluation is the quantization method with credit problem, has embodied credit system portability as one kind of economy governing machine-made.
中国的信用评级方法还存在很多其它的问题。
There are many other issues on China's credit rating industry.
论文利用贷款历史数据，通过因子分析、聚类分析等方法构建内部信用评级模型，并对模型的有效性进行了检验。
Through factor analysis, cluster analysis and so on, the paper establishes an internal rating model. The effectiveness of the model is tested.
本文首先对国内外信用风险的研究现状进行了回顾，并对目前比较流行的信用评级方法进行比较，在此基础上构建了我国上市公司信用评级模型。
First, this article had a review to the research present situation of overseas and our country, compared the popularized methods of credit rating, and then constructed a credit rating model.
在对国有商业银行当前信用评级方法存在问题和国内外相关研究成果进行分析的基础上，论文提出了构建国有商业银行内部信用评级模型，提高信贷风险管理水平的观点。
On the basis of analyzing the shortcoming of state-owned commercial bank's credit rating system and the relative achievement, this paper emphasizes the importance of internal rating model.
最后，提出了优化我国商业银行信用评级方法的几点建议。
On the end, suggest some proposes of optimalizing the credit rating of commercial banks of china.
本文主要采用比较分析的方法，先简要介绍目前国际上与中国的信用评级方法。
The comparative analysis method is mainly used in this paper, which firstly gives a brief introduction on the current international and China's credit rating method.
以内部信用评级为前提的信用风险预警方法是防范和化解信贷风险的基础。目前我国商业银行都采用这一方式管理信贷风险。
The Internal Rating Based Approaches is the basic of credit risk rating system, which is used to dissolve the credit risk in our commercial banks.
以内部信用评级为前提的信用风险预警方法是防范和化解信贷风险的基础。目前我国商业银行都采用这一方式管理信贷风险。
The Internal Rating Based Approaches is the basic of credit risk rating system, which is used to dissolve the credit risk in our commercial banks.
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