如能更简便使用借贷就可以降低储蓄。
预约合同最早存在于买卖、使用借贷、消费借贷等个别契约之中，后被有些国家扩及于所有契约。
It originally consists in specific contracts such as sales contract; loan contract and so on, and it expands to all of contracts latterly by some countries.
众所周知，银行采用部分准备金制度，这意味着银行家可以使用存款进行借贷活动，但是这些贷款却只有部分得到了真正货币储备的担保。
It is well known that Banks engage in fractional-reserve lending, meaning that bankers use their deposits in lending operations, with only a part of their loans covered by money reserves.
更甚者，管理者错误的相信金融衍生品的使用及资产借贷捆绑作为有价证券这两者已经将风险平摊到整个系统。
To make matters worse, regulators wrongly believed that the use of derivatives, and the bundling of property loans into securities, had spread risk evenly throughout the system.
监管者需要对于银行自身的风险模型和评级机构更为信任，并且使用有关借贷限度的简单规则来补充其不足。
Regulators need to be able to put more trust in banks' risk models and rating agencies and supplement them with simple rules about the level of borrowing.
钱存在银行里，对于通过不使用的货币进行流通并且可以使其他人进行借贷，提供了很好的帮助。
Money in the bank benefits the community, by bringing unused capital into circulation and making it available for others to borrow.
例如，银行系统中的银行顾客、帐户、帐号交易等等。而且它与系统的实现无关，不管是一个新的电子商务系统，或是一个从19世纪80年代就开始使用的借贷系统。
For example, a banking system has bank Customer, Account, Account Transaction, etc., and it does not matter if this is a new e-commerce system or a savings and loan system from the 1890s.
为了避免被迫买回拖欠债款的风险，MrMiller表示银行将会对借债人使用比两房更为严苛的借贷条款。
To avoid the risk of having to buy back a defaulted loan, Mr Miller says the banks routinely demand tougher standards from borrowers than even the GSEs require.
企业推迟资本的使用和借贷直至乌云散去之前。
Businesses postpone capital spending and hiring until the clouds clear.
为此他使用另一个点对点借贷网站，将信用评估的工作分包给了一些普通人。
To do so he used another peer-to-peer website to subcontract the job of assessing creditworthiness to a number of ordinary people.
当美国家庭不能通过这两种方法赚到更多钱的时候，他们开始使用第三种：深陷借贷。
When American families couldn't squeeze any more income out of these two coping mechanisms, they embarked on a third: going ever deeper into debt.
首先，基本放款利率是银行间相互进行短期借贷时使用的利率。
First of all, the prime lending rate is the interest rate that Banks charge each other for short term loans.
要教导孩子借贷的责任，如何避免不必要的债务，如何避免过多举债，如何可靠地使用信用卡。
Teach them the responsible use for credit, and how to avoid it when it’s not necessary, and how to avoid getting into too much debt, and how to use a credit card responsibly.
信用卡的使用大大普及了，技术创新使得越来越多的消费者能够获得贷款，其中也包括次级借贷者。
Credit-card use expanded rapidly, and technological innovations gave more consumers access to credit, including subprime borrowers.
但是Prosper现在已经开始让机构借贷者使用他们的平台，使其向加利福尼亚的居民拍卖掉消费、汽车、小型商业贷款。
But Prosper has now started to let institutional lenders use its platform to auction off consumer, car and small-business loans to Californian residents.
据国家外汇管理局透露，其客户借贷资金主要用于购买燃油，交付土地使用保证金和出口关税等等。
According to the State Administration of Foreign Exchange, the bank's clients had been borrowing mostly to buy fuel, cover deposits for land-use fees and pay export duties.
但市场运动永不停歇，当更多的货币资金流进风险资产，提供的额外收益就会减少，引诱投资者使用越来越多的借贷资金以增加获利。
But the markets never rest. As more money flowed into risky assets, the excess yields on offer were reduced. Investors were tempted to use more and more borrowed money to enhance the returns.
还有一些在线直接借贷的创业公司，虽然依旧被认定是P 2 P板块的一部分，却在提供资金的等式中并不使用对等级。
And some online direct lending startups, though still considered part of the P2P sector, do not use "peers" at all in the funding part of the equation.
虽然市场对欧洲央行支持主权借贷人的呼声越来越大，但央行似乎不愿使用资产负债表来抑制危机蔓延。
Even as the market chorus calling for an ECB back-stop for sovereign borrowers grows louder, the ECB appears to be digging in against using its balance sheet to stem the contagion.
包括高盛和摩根·士丹利在内的其他华尔街公司否认把短期借贷描述成销售，雷曼兄弟使用回购105时用的就是这种方法。
Other Wall Street firms, including Goldman and Morgan Stanley, have denied characterizing their short-term borrowings as sales, the way Lehman did in employing Repo 105.
你正试图重新调整资金完整性，在其使用、打印和借贷上。
You are trying to realign the integrity of the way money is used, printed, and loaned.
货币资本的借贷是资金盈余者为了获得一定的收益，在一定时期内，将货币资本的使用权转让给资金借入者的行为。
Currency lending capital is a surplus of funds in order to obtain a certain amount of revenue a certain period of time, the right to use capital money for the transfer of funds to borrow.
货币资本的借贷是资金盈余者为了获得一定的收益，在一定时期内，将货币资本的使用权转让给资金借入者的行为。
Currency lending capital is a surplus of funds in order to obtain a certain amount of revenue a certain period of time, the right to use capital money for the transfer of funds to borrow.
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