麦肯锡季刊：在工行这样一个大机构里，你怎样控制风险？你又怎么在组织中建立风险管理的文化呢？
The Quarterly: how do you control risk in a big institution like ICBC and how do you build that into the culture of the organization?
如果我们在6年前进入这个市场，我们会建立更大的遗留系统，当然，如果你有一个大的用户基础，那你要改变你的产品就更难了。
Had we been around 6 years ago we would have built more of a legacy system and, of course, once you have a large installed base it's much harder to change your product.
如果我们在6年前进入这个市场，我们会建立更大的遗留系统，当然，如果你有一个大的用户基础，那你要改变你的产品就更难了。
Had we been around 6 years ago we would have built more of a legacy system and, of course, once you have a large installed base it's much harder to change your product.
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