另一个问题在于，注入国家职业储蓄信托(NEST)的资金数量可能不足以形成一份体面的退休金。

Another problem is that the amount of money going into NEST may not be enough to generate a decent pension.

youdao

人们希望工人们几乎不能发现到手收入的差别，而是发现这个更高贡献率(总共大约有10- 15%)能及时的让他们得到一份体面的退休金。

The hope is that they will barely notice the difference in take-home pay but that a higher contribution rate (perhaps 10-15% in total) will in due course allow them to earn a decent pension.

youdao

人们希望工人们几乎不能发现到手收入的差别，而是发现这个更高贡献率(总共大约有10- 15%)能及时的让他们得到一份体面的退休金。

The hope is that they will barely notice the difference in take-home pay but that a higher contribution rate (perhaps 10-15% in total) will in due course allow them to earn a decent pension.

youdao