第二部分——个人住房抵押贷款风险防范与个人信用征信制度。
Section two: the risks prevention system of individual housing loan and the individual credit reporting system.
住房抵押贷款的风险等级评估是住房抵押贷款风险信用管理的重要内容。
The result shows this model provides important guidelines to banks management on residential mortgage loans credit risk rating evaluation.
对提前还款风险的研究和控制，已经成为个人住房抵押贷款风险管理的重要课题。
Thus, the study and control on the prepayment risk has become a key research subject of the risk management of personal housing mortgage loan.
文章分析了个人住房抵押贷款风险类型，探讨了其产生的原因，并提出了相应的防范对策。
This paper analyzed the kinds and causes of personal housing mortgage loan, and then advanced some countermeasures.
当个人信贷买房逐渐走进人们生活的时候，个人住房抵押贷款风险问题已成为当今热门的话题。
When buying a house with bank loan is popular in China, the risk of personal housing mortgage loan becomes to be today's live topic.
住房抵押贷款风险的防范和控制是一个系统工程，本文尝试从个人信用征信制度、担保制度、保险制度和住房抵押贷款证券化四个方面进行探讨。
This thesis intends to discuss this problem systematically from the following four aspects: individual credit reporting system, security system, insurance system and mortgage-backed securitization.
他们几十年前建立区帮助银行合作经营集中的地区抵押贷款风险，并且是的住房更加提供的起。 但是当市场已经变得更加难懂更加复杂的时候。
They were set up decades ago to help banks pool concentrated regional mortgage risk and to make housing more affordable.
他们几十年前建立区帮助银行合作经营集中的地区抵押贷款风险，并且是的住房更加提供的起。 但是当市场已经变得更加难懂更加复杂的时候。
They were set up decades ago to help banks pool concentrated regional mortgage risk and to make housing more affordable.
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