首先，他们说我的信用记录不够好。
For starters, they said my credit history was not good enough.
“次级借款人”指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款。
A "subprime borrower" is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage.
他们只是看了看我的信用记录，就认定我的信用记录不够好。
They simply looked at my credit history and determined it was not good enough.
由于他们还没有建立起自己的信用记录，可以肯定的是，这些年轻人会为由此产生的信用卡债务支付相对较高的利息。
Since they haven't built up their credit histories yet, it's a safe bet that these young adults are paying relatively high-interest rates on the resulting credit card debt.
由于他们还没有建立起自己的信用记录，可以肯定的是，这些年轻人会为由此产生的信用卡债务支付相对较高的利率。
Since they haven't built up their credit histories yet, it's a safe bet that these young adults are paying relatively high interest rates on the resulting credit card debt.
一些年前，银行和其他贷款者对风险漠不关心，他们掏钱给收入不稳定、信用记录差的人。
A few years ago, Banks and other lenders seemed indifferent to risk, as they doled out loans to people with dubious incomes and poor credit records.
但是，有购房意向的人们可能仍然难以获得抵押贷款，即使他们的信用记录无可指摘。
But people who want to buy homes may continue to struggle to get mortgages, even if they have excellent credit.
不过只有少数联保人知道，如果毕业生拥有优秀的信用记录且在毕业初的12到48个月内还贷及时，大部分贷方会允许他们退出联保。
Few cosigners know, however, that most lenders allow the cosigner to exitthe contract if loan payments are made on time for the first 12 to 48 monthsand the graduate has excellent credit.
他们对其客户的信用评分，信用记录，他们买什么，他们何时买，他们何时有可能拖欠款项等信息了如指掌。
They know their customers' credit scores, credit histories, what they buy, when they buy, and when they are likely to default on their payments.
他们还通过联系两个信用机构确定客户的信用记录。
They also determine the customer credit score by contacting two credit bureaus.
次级借款人“指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款，也就是说他们很可能违约。”
A "Subprime borrower" is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage — they might default.
三分之二的抵押贷款的借款人有良好的信用记录和固定的利率，他们拥有的房产价值远高于他们的借款。
Two-thirds of mortgage borrowers enjoy good credit and a fixed interest rate and can depend on the value of their houses remaining far higher than their borrowings.
第二，我们颁布了一套房地产法案，帮助那些信用记录良好但面临止赎权威胁的家庭降低月供支出以及为他们重新提供贷款以继续抵押。
Second, we have launched a housing plan that will help responsible families facing the threat of foreclosure lower their monthly payments and refinance their mortgages.
这些网站通常会发布一系列有关寻贷人的信息（如信用记录、工作情况、收入等）以向投资方展现他们应付的款数。
They often publish a range of information about those seeking loans (credit history, employment status, income), so that the investors stumping up the money know what they are getting into.
他们还可以显示减少还款能力来衡量的信用分数，债务对收入比率，或其他标准，可能包括借款人的信用记录不全。
They may also display reduced repayment capacity as measured by credit scores, debt-to-income ratios, or other criteria that may encompass borrowers with incomplete credit histories.
由于拉美裔人的平均收入低于白人，可能在美国尚无使用信用卡的记录，因此他们并不总是符合申请利率最低、条款最优惠贷款的条件。
And because Latinos earn on average less than whites, and may not have a credit history in the United States, they are not always eligible for the most attractive interest rates and lending terms.
如果他们没能及时偿还或者无法偿还贷款，那么相应记录就会出现在你的信用报告里、危害到你的信用评分。
If they miss a payment or can no longer pay, it will show up on your credit report and can devastate your credit score.
德意志银行的资产负债表的规模能够很好的解释为什么他们会拥有极高的信用违约互换(一种防范信贷违约风险的对冲手段)净值。在资产负债表中信用违约互换被记录在了每一笔企业借款的借方。
The size of Deutsche's balance-sheet helps to explain why it has the highest net amount of credit-default swaps, a type of insurance against default, written on its debt of any corporate borrower.
德意志银行的资产负债表的规模能够很好的解释为什么他们会拥有极高的信用违约互换(一种防范信贷违约风险的对冲手段)净值。在资产负债表中信用违约互换被记录在了每一笔企业借款的借方。
The size of Deutsche's balance-sheet helps to explain why it has the highest net amount of credit-default swaps, a type of insurance against default, written on its debt of any corporate borrower.
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