第三，建立企业和个人信用制度；
Third, setting up the trust system of business and individual.
个人信用制度的构成和功能如何？
What are the composition and function of the individual credit institution?
依托个人信用制度，构建相关信用产业链。
Depends on individual credit system, construct related credit industry chains.
个人信用制度的主要功能在于克服信息不对称。
The chief function of the individual credit system is to overcome the problem of informational asymmetry.
在中国为什么没有建立起比较完善的个人信用制度？
Why not set up more perfect individual credit institution in China?
第四部分重点介绍了我国个人信用制度的需求问题。
The third part is about the development of personal credit system in domestic and international.
汽车消费信贷也对个人信用制度建设具有积极的推动作用。
Finally auto consumption credit will promote the establishment of individual credit system.
全文大体分为两块，一块是关于个人信用制度的经济学理论分析。
The whole article divides into two parts, one to analyze about the economics theory of the personal credit system.
全文大体分为两块，一块是关于个人信用制度的经济学理论分析。
The whole article divides into two parts one to analyze about the economics theory of the personal credit system.
文章最后探讨了有关个人信用资质证明开发是个人信用制度建设延展问题。
Finally, this paper discusses that the development of individual credit intelligence guarantee is the extension of individual credit system.
信用问题的形成有其深刻的社会原因，其中个人信用制度的缺乏是重要原因之一。
There are its deep social reasons in the forming of the credit question, among them the shortage of the credit rating system is one of the important reasons.
但由于个人信用制度的短缺，我国助学贷款的顺利发放还需要有有效的风险防范机制。
But because of the shortage of personal credit system, it must have the risk countermeasure to grantee the loan.
促进消费需求增长的主要动力是消费信贷，而个人信用制度建设的主要服务目标也是消费信贷。
The strong power to push forward the economic growth is the consuming credit that at the same time is the serving goal of the personal credit system.
文章分析了个人信用制度建设的国际成功经验，同时提出了建立我国个人信用制度的几点对策。
This paper analyzes some experience of personal credit systems construction in the developed countries, and puts forward some counter measures to erect it.
本文在借鉴国外成功经验的基础上提出要建立我国的个人信用制度，并就如何建立提出了初步的设想。
According to successful experience in foreign countries, the author thinks that our country should construct an individual credit system, and he also puts forward some preliminary ideas.
个人信用制度不仅提供了规范个人信用交易行为的规则，也完全可以对机构信用乃至其它行为发生作用。
Personal credit system not only provides rules to guide the actions in personal credit transaction but also has effects on institutional credit and other action.
尤其是上海市在2000年开通的“个人信用联合征信服务系统”，为我国建立个人信用制度积累了一定的经验。
Personal credit combine credit service system, which is open in Shanghai in 2000 specially, contributes to establish of personal credit system.
文章首先分析了个人信用制度的地位和作用，在介绍信用公开概念的基础上，指出对信用公开进行立法的必要性。
This paper first analyzes the status and function of the individual credit system, and points out the definition of credit publication and the necessity to make legislation about it.
个人信用制度的建设、个人不良信贷资产的处置和我国个人信用安全体系的构建，已经成为摆在我们面前的现实问题。
There are some important issues comes up now, such as the structuring personal credit system, disposing the personal bad loans and creating a safety system for the personal credit, etc.
建立个人信用制度需要制定法律予以保障，需要建立个人信用的收集、评估、供给机构为社会相关部门提供信用信息。
But the establishment of this system needs law-protecting, founding the organizations to collect, evaluate and supply personal information for the departments related.
为尽快建立起我国个人信用制度，信用立法、信用资料、信用中介机构、信用评估是当前亟待研究和解决的几个重要问题。
To support individual credit system in China, legislation, material, service organization and evaluate on credit are the important problems that must be studied and solved at present.
为尽快建立起我国个人信用制度，信用立法、信用资料、信用中介机构、信用评估是当前亟待研究和解决的几个重要问题。
To support individual credit system in China, legislation, material, service organization and evaluate on credit are the important problems that must be studied and solved at present.
应用推荐