在今年6月麦肯锡顾问公司在一项调查发现，2014年后30％的企业一定或可能会停止提供保险，应当改变被替换。

In June McKinsey, a consultancy, found in a survey that 30% of firms would definitely or probably stop offering insurance after 2014, when the exchanges are in place.

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但是由麦肯锡顾问公司的一份调查表明，40%的现时退休人员在他们自愿离开之前被迫离开岗位，或者因为健康问题或者因为他们失去了他们的工作。

However, a study by McKinsey and co, a consultancy, notes that 40% of current retirees were forced to quit before they wanted to, either because of ill health or because they lost their jobs.

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分清主次：象麦肯锡这样的管理顾问公司在训练他们的职员时使用二八定理：80%的效果由20%导致，因此关注这20%。

Prioritize: management consultingfirms such as McKinsey train their staff in the so-called 80/20 rule:80% of effects are caused by 20% of causes-so focus on the 20%.

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So if we were management consultants working for Mckinsey or something, and we were brought in to advise you on your homework assignments, or this law partnership on their work practices, we would come down with a prediction that this is how much work you're going to get.

如果我们是麦肯锡公司的管理顾问,或者给你们的作业提出点好的建议,或者对于现实中的律师事务所,我们都能够预测出来,你可能会投入多少工作量

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