高额医疗费用保险(major medical expense policy)是在人身保险比较发达的地区非常流行的险种。此险种只限于医药费给付，包括住院费、医院杂费、手术费、就诊费、急诊费以及看护费...
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将高额医疗费用保险视为一种特殊的欧式看涨期权，给出了期权的定价。
Making use of Martingale method and Girsanov theorem, pricing major medical expense insurance option.
我们医疗保险福利的高昂费用反映了我们员工的高额医疗费用。
The exorbitant cost of our health-insurance benefits reflects the high dollar amount of medical expenses incurred by our employees.
尽管分开了无法负担支付保险的费用，很多家庭仍因为高额的医疗费用而分开——有保险也是如此。
To buy the insurance separately is not affordable and most households have often gone broke from medical bills that were just too high -even with insurance.
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