这些问题可通过降低发债门槛，实施利率市场化，建立风险赔偿机制等办法来解决。
These problems can be solved by lowering the interest of loan, carrying out interest rate on the market and establishing risk indemnity mechanism.
手工办公的需求：对于一家人寿保险公司来说，评估赔偿风险可能完全基于保险商的主观经验。
Manual business requirements: Evaluating indemnity risk for a life insurance company might be subjective based on the experience of the underwriter.
“我认为，赔偿带来的风险会比其它方式更大，譬如，奖赏他们对野生动物的良好保护行为，”为狮子保护计划提供资金的一个大型猫科动物保护小组的执行主任卢克·亨特说。
"I think compensation has much higher risks than, for example, rewarding good behavior," says Luke Hunter, executive director of Panthera, a wild-cat conservation group that funds Living with Lions.
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