总体来讲，这一规定取得了一定预期成效。

For the most part, the new rules have had the desired effect.

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而选择和运用恰当的评价方法是医德评价能不能取得预期成效的前提和基础。

Therefore, its the prerequisite and foundation for medical ethics appraisal to produce the expected effect by choosing and using the appropriate appraisal method.

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首先，利率下调可能比预期的时间要久。第二，贷款可能下降。第三，坏帐可能抵消大部分的成效。

First, interest rates may take longer to fall than is hoped. Second, lending may fall. Third, bad loans could wipe out much of any improvement.

《柯林斯英汉双解大词典》