你应该在申请贷款前解决你的信用档案上的所有问题。
You should fix any problems on your credit file before you start applying for a loan.
对于历史学家而言，最关心的问题是在档案原件被销毁或取走时，是否仍会保留一份副本。
The key question, say historians, is whether a copy of the file will be kept once the original is removed.
但是通过他们的档案来看这个问题似乎没有答案。
But as their profiles suggest, there is no easy answer to that question, and there may be no answer at all.
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