许多新奇工具的流行是因为他们可以绕过类似银行资本充足率一类的金融监管。

Many of the new-fangled instruments became popular because they got around financial regulations, such as rules on Banks' capital adequacy.

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巴塞尔协议向银行资本提供的资本充足率基准就是一个很好的实例，体现了各国监管机构是如何参照全球同一标准工作的。

The Basel Accords on capital adequacy, which set a common floor for Banks' capital, are an example of how national regulators can agree to near-global rules.

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在国际金融监管越来越重视节约成本、提高效率的大趋势下，银行资本充足率管理方式正在从利用库克比率向利用银行内部风险管理模型CAR转变。

Under this trend, the supervisory model of banking capital adequacy rate is transforming from making use of Cooke Ratio to making use of CAR the internal model of bank risk management.

youdao

What we've seen is a testing of the system -that we have regulatory requirements, that banks have enough capital -but this regulation is challenging because it's being stressed right now.

我们列举的这些案例都是对银行体系的考验,我们需要加强监管,以确保银行有充足的资本,但监管确实是一项艰巨的任务,因为现在面对的压力更大了

耶鲁公开课 - 金融市场课程节选