虽然巴克莱仍然偏好统一银行业务模式，此举会使该行更容易限制零售银行和存款保险的资金用途。
Although Barclays still favours a universal banking model, this move would make it easier to ring-fence the retail bank and its insured depositors.
从事银行、保险业取得的收入，按照百分之三的税率征收工商统一税。
Consolidated industrial and commercial tax shall be levied at a tax rate of 3% on the earnings of enterprises engaged in the banking and insurance businesses.
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