包括对公外汇存款和外币储蓄存款。 对公外汇存款是指银行吸收境内依法设立的机构、驻华机构和境外机构外汇资金的业务。其中：银行吸收境外机构的外汇资金应纳入外债管理。
我国商业银行外汇业务风险有其本身的特点。
Foreign exchange business risk of Chinese commercial Banks has its own characteristics.
在这股超越国界的竞争浪潮中 ，高收益的银行外汇业务将首当其冲地成为竞争的焦点。
In this over-boundary competition, the foreign exchange business, which is the highly profitable trade, has become the focus in the competition.
首先，这家银行和众多中小型企业联系紧密，并且还拥有日益兴盛的金融贸易和外汇业务。
It has strong ties to small- and medium-sized companies, as well as thriving trade finance and foreign-exchange businesses.
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