本文研究成果揭示了灰色系统在商业银行信贷风险管理方面的重要性，可以为商业银行信贷部门、风险管理部门提供一种新的风险监控措施。
Achievement of this paper reveals that grey risk system is a useful risk assessment system for Banks, provides science-reference for risk management and credit management.
贷款项目的评估一般由中国工商银行信贷评估部门组织进行。
The loan project appraisal is generally organized and implemented by ICBC's credit appraisal departments.
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