银行信贷员可说是银行派出的测试贷款方所提供信息是真是假的“测谎仪”，主要负责调查贷款公司和贷款个人的实力和潜力，向其提供贷款方面的政策咨询，需具备出色的判断力和敏锐的观察力，良好的倾听、亲和力和沟通能力。
一切手续办妥后银行信贷员接受了汽车做为贷款的抵押。
Everything checked out and the loan officer accepted the car as collateral for the loan.
银行信贷员告诉周小姐，她赶上了今年的“最后一班车”，周小姐这一批是今年该行发放的最后一批房贷。
The loan officer to tell Miss Zhou, she caught up with this year's "last train", Miss Zhou this batch is this year the bank issued the last batch of mortgage.
文中分析了股份制商业银行信贷员队伍及信贷管理中存在的一些问题，并在此基础上提出了改善股份制商业银行信贷管理的一些对策。
The article interprets some disadvantage among credit personnel and credit management in share commercial Banks and points out how to improve quality of the credit personnel.
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