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与阿根廷具有巨大的国内市场相比，作为一个依靠银行业、海滨旅游业和牛肉出口业的开放型的较小规模的经济体，乌拉圭本应受到世界经济衰退的更大打击。
As a small, open economy dependent on banking, beach tourism and beef exports, Uruguay ought to be more exposed to the world recession than Argentina, with its large domestic market.
因此，银行业走向了“开放式架构”，其中银行的主要作用是分销商而不是制造商，并且为基金管理者销售产品。
Hence there has been a move towards "open architecture", in which Banks act more as distributors than manufacturers and sell products from across the industry.
美国的零售银行业市场也对外国竞争具有足够大的开放性。
America's retail market has also opened up to foreign competition.
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