银行不良贷款，是指银行贷款给个人或者企业，企业逾期很长还款或者甚至无偿还能力，导致银行长期回收不了资金的贷款。
这可能进一步加重国有银行不良贷款的负担，并最终因信用日益丧失而导致突然的并且严重的衰退。
This could further weaken the bad debt burden of state-owned banks and eventually result in an abrupt and painful slowdown as credit dries up.
分析商业银行不良贷款形成的原因，寻找规避贷款风险的对策，已成为我国商业银行非常迫切的工作。
Analysis of causes of bed an in commercial Banks and seeking strategy loan risk avoiding, has become the essential task to commercial Banks in China.
同时，剥离银行不良贷款方案已经搁浅，在一定程度上是由于会计准则变动使银行能更灵活地估价资产。
Meanwhile, a public-private scheme to take troubled loans off Banks' books has stalled, partly because of accounting-rule changes that give the Banks more leeway in valuing their assets.
应用推荐