由于现代新科技与新风险的出现，保险业在风险管理技术和利用通讯技术方面，都发生了重大变革。
With the emerging of new technology and new risk, the insurance industry has changed a lot both in risk management technique and communication technology application.
我们的角色允许我们在多样化保险上提供帮助，我们能帮助减轻重大风险。
Our role allows us to help diversify. We can help mitigate big risk.
分析结果可用于团体重大疾病保险的风险评估、精算定价、产品开发，并对评估环境因素对重大疾病的发病率影响具有一定的借鉴意义。
The research results will be useful for risk analyzing, product developing and pricing, and have some reference value for evaluating the environmental impacts on critical illness morbidity.
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