此外，许多低收入的贷款者还款较慢或通常只能部分偿还。
In addition, many borrowers with lower incomes work out terms that involve slow and usually only partial repayments of the amounts borrowed.
用于提供贷款的资金来自于储蓄者集体的积累，主要组成部分为储蓄者的存款和还款。
Used to provide loan funds from savers collective accumulation, major components for the savings deposit and loan repayment.
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