有部分公司严重亏损，像巴基斯坦的一个抵押贷款提供商和印度的一个药品连锁店，但大部分的公司还是可以清偿它们的债务（给予低于市场利率的优惠），甚至还创造了红利。

Some ventures, including a Pakistani mortgage provider and an Indian pharmacy chain, have flopped. But many others manage to repay their loans (granted at below market rates) or generate dividends.

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日常生活有很大一部分都构筑于债务的基础上，从房屋抵押贷款、信用卡、到汽车贷款。

Much of daily life is built around debt, from home mortgages to credit CARDS to car loans.

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只有很小一部分人（11%的较年轻家庭）有抵押贷款，并且这些人精打细算地存钱为了能在5年内还清贷款。

Only a small proportion (11% of younger households) have a mortgage, and those that do scrimp and save to try to pay it off in five years.

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