私人保险将弥补一部分损失，但是许多家庭发现他们的保险只负责由风造成的损失，水造成的不管。
Private insurance will cover some of that, but many homeowners are finding that they were covered only against damage by wind, not water.
其次，保险支付了近四分之一的损失，其中大部分是国外的再险。
Insurance will cover around a quarter of the total bill, and is mostly reinsured abroad.Mr pin.
也就是说，对于自然灾害或海上风险造成的被保险货物全部损失或部分损失，保险人都负有责任赔偿。
That is to say, the insurer is liable for all total or partial loss of or damage to the insured goods caused by natural calamities or by sea perils.
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