员工福利通常指退休方案、健康保险、人寿保险、伤残保险、休假、员工持股计划等。

Employee benefits typically refers to retirement plans, health life insurance, life insurance, disability insurance, vacation, employee stock ownership plans, etc.

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大多数退休金计划根据雇员的年龄、工龄和年薪按一定比例为退休人员提供福利待遇。

Most private pension plans provide benefits to retirees in proportion to a formula based on the employee's age, years of service and annual salary.

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