...，所谓无跟单信誉状(*clean credit)即是·其他诸如押标保证(*bid bond)、履约保证(*performance bond)、还款保证(repayment bond)等亦以信誉状达成为目的；(3)凭信誉状兑款固然多要求受害人签发汇票，但也有不需签发汇票，只须提示收据(receipt)或只需提出规则...
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因国库券的债务人是国家，其还款保证是国家财政收入，所以它几乎不存在信用违约风险，是金融市场风险最小的信用工具。
Due to the Treasury of the debtor is country, its repayment guarantee is the national fiscal revenue, so it is almost no credit default risk, financial market risk minimum credit instruments.
小额信贷并非解决贫困的方法。 最贫困的人口通常缺乏做生意的初始资金，也没有现金收入保证有规律地还款。
Microcredit is not a solution to poverty: the very poorest often do not have the wherewithal to start businesses or the income stream to make regular loan repayments.
这套系统最大的特点是权责清晰：法院保证债权人按照资历获得还款，有抵押贷款者优先补偿。
The system has the great benefit of clarity, with the court ensuring that the creditors are paid in order of seniority, with secured lenders getting first cut.
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