美国的金融市场通过把边际借款人的抵押重新包装成债券，满足了全球对于安全的美元资产的需求，但这样的债券后来却无人问津。
America's financial markets met the global demand for "safe" dollar assets by repackaging the mortgages of marginal borrowers as bonds, which turned sour.
低利率意味着多数北岩银行在好年景里招揽的边际贷款借款人能够维持他们的抵押贷款付息。
Low interest rates have meant that many of the marginal borrowers that Northern Rock catered to in the boom years have been able to keep up their mortgage payments.
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