苹果的智能手机有谷歌和其盟军的追兵在后，而亚马逊又推出了一个新款超低价掌上电脑。 苹果首次在它自己创造的新市场上遭遇强有力的竞争。

With Google and its allies chasing it in smartphones, and Amazon’s launch of a bold new tablet computer, Apple faces serious competition for the first time in the new markets it has created.[/align]

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我在演讲中传达的一条关键信息便是超低价智能手机的到来，并且坚信这将对银行产生重大影响。

A key message that I Shared in my presentation was arrival of the ultra-low cost smartphone. I cannot emphasise enough that this will have a massive impact on Banks.

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