对美国经济增长的贡献率约为70%的国内消费者正转向依据常规收入安排生活，而名下资产的不断增值曾一度让他们花钱变得大手大脚。

The American consumer — roughly 70% of the domestic economy — is switching away from asset-fueled sprees to living on regular income.

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财务状况：共69个指标，包括资产、负债、主营业务收入、利润、增值税、工业中间投入、现金流量等方面的指标。

Finance: 69 indices, including asset, liability, revenue of major activities, profits, value-added-taxes, intermediate industrial input, cash flow, etc.

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除了这类“被动”的资产增值抵押贷款（equity withdrawal）外，美国人利用房产以外的东西积极获得资金的程度相对较低，不过也占到近6%的可支配收入（再次参见上图）。

Exclude this type of "passive" equity withdrawal, and the pace at which Americans have been actively taking money out of their houses is lower, close to 6% of disposable income (again, see chart).

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