资产不足是指公司的资产总额与其所营事业的性质及经营的风险相比明显不足,在这里应当将公司资产不足与未达到最低注册资本额区分开来。
泡沫破裂留下负债,资产不足,失业等严重问题。
The real estate bubble left deep scars: debt, negative equity, high unemployment.
无基金或半基金式方案:这种方案积累的资产不足以偿付债务。
Unfunded or partially funded plans: accumulated assets do not cover liabilities.
显然,一些人借钱过多,陷入高息支付的漩涡、破产或者年老后资产不足。
Obviously, some individuals borrow too much, and get caught in a spiral of high interest rate payments, bankruptcy, and insufficient assets as they age.
So, it's not surprising that asset allocation explains more than 100% of returns and that, for the community as a whole, market timing and security selection are costly and lower the community's aggregate investment returns.
因此资产配置能解释100%以上的回报,也不足为奇了,对投资者整体来说,市场时机选择,和证券选择是有代价的,降低了总的投资回报
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