贷款证是由人民银行向申请办理贷款证的企业颁发的,是企业向银行借款所必须提供的资格证明书。实行《贷款证》制度对金融机构的意义是:提高贷款透明度,降低信贷风险;便于银行管理好信贷资产质量;帮助金融机构清理风险贷款。贷款证由深圳首创,1991年和1995年由中国人民银行总行分两次向全国组织推行,直至后来演化成为今天业已成熟的全国“贷款卡”制度。
贷款证策 lending policy
抵押贷款证券 Mortgage Backed Securities ; Mortgage-Backed Security ; MBS ; Commercial Mortgage-Backed Securities
住房抵押贷款证券化 MBS ; Mortgage Backed Securities ; mortgage backed securitization ; MBS-Mortgage-Backed Securitization
贷款证券 loan certificate ; mortgage-backed security ; Collateralized LoanObligations ; CLO
抵押贷款证券化 Mortgage Backed Securities ; Mortgage-Backed Security ; Mortgage securitization ; MBS
贷款证券化 Loan Securitization ; Commercial Mortgage-Backed Securities ; Mortgage Backed Securities ; CMBS
住房抵押贷款证券 mortgage-backed securities ; Mortgage-Backed Security ; residential Mortgage-Backed Security
住宅抵押贷款证券化 Residential Mortgage-Backed Securities
贷款证明文件 Free Pre-qualification
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