周一公布的新规中,包括一项禁止收取“贷款经纪佣金（Yield Spread Premiums）”的规定。由于导致经纪商倾向于误导消费者申请更高利率的抵押贷款,这一抵押贷款收费一直饱受争议。
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另一个优势是针对贷款经纪人所设立的激励机制，这些经纪人的大部分收益取决于他们所收还款的金额（佣金）。
Another is the incentive scheme they operate for their agents, the bulk of whose earnings is based on how much they collect.
物业销售的纯利润，售价扣除产权转让费用、产经纪佣金、有赋税、屋贷款偿清等之后的利润。
The net proceeds from the sale of a property. The sale price minus legal fees and expenses, realty commission, any taxes paid, mortgage payout etc.
也就是说，他们把借款人的贷款利率较高，他们可能会比其他的资格，因为作出更大的经纪人佣金，所谓的“收益率差的保费， ”这样做。
That is, they put borrowers in loans with higher interest rates than they could otherwise qualify for, because the brokers make greater commissions, called "yield spread premiums, " by doing so.
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