同时，现在偿付贷款的代价明显很大。
At the same time the costs of buying time with loans have become painfully clear.
尽管银行呆账总量在上升，特别是信用卡方面的呆账，但整个金融系统运行正常，贷款再次启动——只不过要付一定的代价。
But the financial system is solid, and credit is available again—at a price.
评论家对计划能否对经济产生刺激作用表示怀疑：从借贷者那里增加的现金流转，会在持有抵押贷款的投资者那里付出代价。
Critics question the programme's potential to stimulate the economy, when the increased cashflow of borrowers will come at the expense of the investors who own the mortgages.
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