贷款本息：“贷款”通常指银行贷款或公积金贷款；“本”指本金，即贷款人取得的金额；“息”指利息，即贷款人偿付的金额。“贷款本息”就是贷款的本金和利息的总金额。
经贷款人同意，借款人可提前归还贷款本息。
With the consent of the lender, the borrowers may repay the principal and interest of the loans ahead of schedule.
借款人可用现金或其在中国银行的存款偿还贷款本息。
Thee borrowers may use cash or deposits with the Bank of China for debt service.
在中国农业银行开立个人结算账户，并同意银行从其指定的个人结算账户扣收贷款本息。
Have opened personal settlement account in ICBC and agree that bank can deduct the principal and interest of loan from the specified personal settlement account.
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